Etiquette for Death and Illness

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I’ve always struggled with the proper etiquette for death and illness. It’s not something Mom or Dad explained outright. They just seemed to know what to say, what to do, when to do it and, just as important, what not to do. I’ve always thought there was a fine line between being comforting and intruding. I’ve straddled that line all of my life.

Recently, my friend, Robin, had major surgery and her husband broke his arm. The day she came home from the hospital, I thought they probably wanted to settle in, get some rest, find their routine. I didn’t want to intrude, so I didn’t visit. The next day, I thought they were still resting. A day later, I saw frequent posts on Facebook regarding visitors that had stopped by (all bringing cakes and pies and other yummy things to eat). I had nothing yummy to eat that I could offer. I stayed home. I rationalized: They’re receiving plenty of visitors so they won’t miss me. Two weeks into her 6 week recovery, the posts of visitors dwindled. I knew I should go, but I didn’t put on make-up that day.

I did not want to intrude (still) but I wanted to see her. When it comes to serious illness (and death), I am unusually indecisive.

I grabbed a vintage Christmas ornament I had (it just felt too weird going empty-handed. I need to get over that!), threw on some shoes and went. The visit was wonderful.

There is one thing I’ve figured out. When someone is hurting, go and visit them.  5 minutes of your time can make a world of difference to someone who is struggling. JUST GO!

If you’re still uncertain and you want to do more, know that there are no rules. There are no right or wrong answers to questions about what you should do and say; what you should not do or say. What makes one person uncomfortable might be comforting to another. How do you know? The following guidelines seemed to help me and some of my friends through some rough times:

ALWAYS:
  • Be yourself.
  • Don’t give unsolicited advice.
  • Don’t imply blame. (This may seem like a no-brainer but you might be surprised to know people actually say things like: “Diet could have prevented this.”, “I knew this would happen since you/they smoked.” and exercise, weight, lifestyle, etc.)
  • Be respectful. Feel free to say “I’m sorry.”, “I care about you.”, and even “I don’t know what to say.” Do NOT say things like “I know how you feel.” (no, you don’t), “Things could be worse.”, or “You have to stop feeling like this.”
  • Don’t pretend everything is normal or avoid talking about it. (If they need to talk about it, then talk about it. Keep in mind, though, you don’t always have to talk about it, either.)
  • Listen. Just listen. (You don’t have to have the answers, or even respond all of the time. You don’t have to cheer them up. They have the right to be sad, angry, or confused.)
  • Bring a meal, but do it right. (Check if others have brought meals. Your friend might not need one more meatloaf to add to the 14 in the fridge. If your friend is going through chemo, understand they may not be able to eat everything. Chili might not be the best choice. And don’t assume you’ll be sharing it with them.)
  • Leave your phone in the car. (This should be their time and I doubt they want to spend it listening to your conversation with someone else or watch you texting.)
  • Include your friend in normal plans (dinners, outings, even parties). It is not your place to decide for them whether or not they’re up for it. It just might be the distraction they need.
  • Keep in touch, but if you chat in a social forum (eg., Facebook) please don’t do it in the comments for everyone else to read. Respect their privacy!
  • Keep visits brief. (Better to visit often for a short while then to visit once for 5 hours. They may not have the energy (or desire) for a long visit.)
  • Be there for them months later. Everyone else’s life may have gone back to normal, but theirs probably never will.

grieving

DEATH:

When a friend loses someone in their life, they need you more then ever. Even if you’re not necessarily close to the person, extend your sympathy.

  • Attend. If at all possible, attend the viewing or service. It matters. (Our cousins, Heidi and Colin, drove 4 hours, crossed the bridge from Canada, rented a car and drove 2 more hours to visit us during Mom’s funeral. She said “How could I not?”. It meant so much to us to know Mom was loved that much. It helped more then words can express.)
  • Extend your condolences. Call, send a card or flowers, or visit. (It doesn’t matter that you “meant to” send that card, but now it’s 4 months later. Send it anyway! Don’t be afraid that you’re “reminding them” of their loss. Trust me, they’re aware, regardless of how much time has passed. They will love to hear from you and know that you miss their loved one, too, or are thinking of them.)
  • Don’t diminish the loss. (Refrain from making comments like “You’re young. You can find someone else.”, “You need to get another dog.”, “It’s really a blessing.” or even “He’s in a better place.” (Even if your friend believes their loved one is with God, I am certain they prefer them here.)
  • Tell them how you feel. (Share a good memory, tell them you are sorry for their loss, or simply, that you are thinking of them.)
  • Remember your friend (for a year or more), especially on special days. (Keep in touch and remind them you’re there for them, especially on days that were important: Anniversaries, birthdays, holidays.)

wheelchair

 ILLNESS:

A serious illness changes lives forever. Be supportive.

  • Hug your friend. (Most illnesses are not contagious, but people act as if they are.)
  • Help with everyday responsibilities. (Don’t ask “What can I do?”. They may be too ill or tired to think, or too embarrassed to ask. Offer to do something specific: Laundry, dishes, babysitting, cutting the lawn, shopping, running errands like picking up prescriptions. If they decline the offer, don’t take it personally.)
  • Drive them to appointments or treatments. (Driving can be taxing (or impossible) and the company in the waiting room (or during treatments, if appropriate) may be welcome. Offer to take notes for them.)
  • Offer to be the “updater”. (Many people, such as coworkers, may be calling for updates. Be the person that provides updates so your friend doesn’t have to worry about it. While you’re at it, offer to help sort through their mail or email to identify time sensitive mail from well wishes and inquiries.)
  • Look for solutions to side-effects. (Many of our friends have let us know that Vernor’s Ginger Ale is the one and only thing they can keep down when going through chemo and Werther’s Original hard candy helps diminish the metallic taste in their mouth. Whenever we visit a friend going through chemo, we try to bring Vernor’s and Werther’s Originals.)
  • Don’t wear perfume. (When visiting, try not to use perfume or other heavy scents. Oftentimes, it can be nauseating to someone ill.)
  • Visit as often as you can. (Keep the visits brief and do NOT bring your children.)
  • Call, text, email and send cards frequently. (Let them know ahead of time that they don’t have to answer the phone or respond. Don’t use text-speak or write illegibly. They don’t need the additional stress of trying to figure out what you’re saying.)
  • Don’t confuse “lightness” with being thoughtless. (A common mistake, people want to appear chipper and mean to be light, but are actually being thoughtless. My friend, who went through chemo, told me of the time someone brought her a beautiful, homemade, chocolate cake with chocolate frosting, then told her to avoid sugar “since it’ll bring back the cancer”. Another day, she took the time to get dressed and go to church. She put on makeup, dressed, and wore a wig since she had lost her hair. A friend thoughtlessly said “It’s about time you got your hair cut.”)
  • Be truthful. (Don’t tell a friend you can’t take them to an appointment or visit because of something important then post on Facebook that you’re getting a manicure or shopping. Be honest.)

I still sometimes avoid contacting friends going through a rough time because I get anxiety that I’ll say the wrong thing, or be insensitive, or worse, break out in tears. I try to remind myself, it’s OK. They’re my friends as much as I’m theirs. I think they’ll understand.

Tackle Those Paper Mounds (What records to keep and how long to keep ‘em)

This isn’t a post that deals with paper “clutter” (magazines, sentimental greeting cards, recipes, notes, etc.) That’s a whole ‘nuther story…We’ll post that some other time.  This is about record-keeping: what records to keep and how long to keep ‘em. So, if you haven’t yet become completely paperless, read on.

One of the first things I do at the beginning of each year (OK, sometimes in March…OK, OK, every other year), I thin out the file folders contained in my two desk drawers.

First, you need a safe deposit box at the bank or a fireproof safe for important documents that need to be kept. You also need a convenient spot for your active (or current) files. Finally, you should have dead storage for your inactive files, somewhere else.

The following is just a guideline. I’m assuming that all financial papers that support your income tax returns have been kept with the tax return. Other than that, here we go!

What to Keep (pretty much) Forever:

Generally, I keep anything that’s a legal document, a government-issued document, or irreplaceable.

These documents should be kept in your safety deposit box or a fireproof and theft-proof safe:

• Birth and death certificates
• Marriage licenses
• Divorce decrees
• Passports
• Education records (Certifications, diplomas)
• Military service records
• Social Security Cards
• Life Insurance Policies (keep for the life of the policy plus 3 years)
• Adoption records
• Citizenship papers
• Current Wills & Trusts (outdated ones can be shred)
• Records of paid mortgages
• Immunization Records

What to Keep in Your “Dead” Files:

The following documents can be kept in your “dead” files

Note: I’m still trying to figure out what health records and 401K and IRA documents to keep, so I keep them all.  At the very least, hang on to your 401K and IRA annual statements, Forms 8606, Forms 5498, and your Forms 1099-R.

Keep Indefinitely:
▪ Home Improvement Records (You probably don’t need these, but I hold on to them in case there are changes to the capital gains tax law when you sell a house)

Keep for 7 Years:
▪ Records of paid-off loans
▪ Income Tax Returns and all associated documentation
▪ Records of Selling a House

Keep for 3 Years:
▪ Paid Medical Bills
▪ Expired Homeowner Insurance Policies

Keep for 1 Year:
• Paycheck Stubs (If you still receive paper stubs, you can get rid of these once you’ve compared your last stub of the year to your W2 & annual Social Security Statement)
• Paid utility bills
• Cancelled checks
• Bank statements
• Quarterly investment statements (Hold on to until you get your annual statement)

What to Keep in Your “Active” Files:

▪ Current year tax return’s supporting documents (contribution receipts, medical receipts, mileage logs, etc.). If you do this, your taxes will get done faster than beans through a cowboy.
▪ Contracts
▪ Insurance Policies
▪ Property Records
▪ Stock Records
▪ Records of Pensions and Retirement Plans

What You Can Toss/Shred Immediately:

▪ Receipts with the exception of those for major purchases under warranty or to prove value in the event of loss or damage
▪ Credit card statements after checking them for accuracy.
▪ ATM receipts, bank withdrawal and deposit slips and credit card receipts (after checking against your statement)
▪ Outdated Warranties and User Manuals (or toss them all and use Manuals Online)
▪ Expired/cancelled insurance policies with the exception of life insurance and homeowner’s policies
▪ Annual Reports and newsletters from investment companies

When a close family member passed away, the paperwork that was saved was astounding. Everything was kept! (every cancelled check, product wrappers, receipts dating back 60 years, 25-year-old greeting cards and even some documentation from previous generations), but it was very organized and storage wasn’t a problem. Poring over these old records was almost as enjoyable as looking at old photographs. So, if you have the room and want to keep everything, do it! Just remember, hiring a Mongolian Yak to haul it won’t be cheap.yak

Happy Shredding!

Keep the Surprise in Gift Giving (Private Online Shopping)

On December 26th at 12:01 am, the carols instantly stopped and the pop/rock songs began. Christmas was over (sigh).

I mulled over the giving and receiving of gifts that had occurred Christmas morning. No squeals of delight or “what-were-you-thinking?” reactions and the much-desired element of surprise was missing a couple of times.

I’m sure that online shopping was bigger this year and will continue to grow in the future, but there’s a trade-off for that convenience — it spoils the tradition and joy of surprise that comes from hiding Christmas presents. I remember hiding the boys’ gifts when they were small so their eyes were wide with surprise when they entered the living room on the big day. Now that I look back, it was easier keeping their gifts in the garage, car trunk or the guest room closet. These days, you must be prepared to intercept the deliveryman, hide email receipts in folders with code names (“Menopause” is a good one), scrub your internet history and buy outside of your shared bank accounts so a loved one doesn’t see charges on the credit card or debits in the checking account.

I enjoyed using Amazon’s Prime membership to do some of my shopping. But when you share an Amazon login to get the Prime benefits (or forget to log out), “Your Recently Viewed Items and Featured Recommendations Inspired by your browsing history” pops up. (This could also cause disappointment on Christmas morning when your husband sees a recently viewed 60” HD TV and then receives a wallet).

My husband’s thoughtful gift to me was a patio heater. I knew a couple of weeks before Christmas because it was delivered to our doorstep with an emblazoned ink drawing of the contents right on the box.

My husband’s gift came in a box clearly labeled Germack Pistachio Company.  Yikes!   Surprise foiled again!   Of course my husband and I assured each other that we were both adults and we could deal, but it was a little disappointing.

We have less privacy when shopping online than shopping in stores (especially if you’re sharing computers or smart phones). I visited my Facebook page to relax after shopping, and everything I had just browsed had an ad plastered all over my page!  “Big Brother” instantly came to mind…it felt really creepy!  Every time you buy online, you create a profile that other companies try to match to get your business.  Shoppers are then found out when a loved one notices the targeted advertising that pops up on the computer or Facebook page.  Although online shopping is convenient, there is no foolproof way to make sure the gift recipient doesn’t stumble on your purchase. You can, however, cover some of your technological tracks:

  1. When sharing an Amazon Prime account, either avoid logging in to your Amazon account while shopping or remove those recently viewed items. Scroll to the bottom of the page and click “view or edit your browsing history” at the end of the horizontal bar with thumbnails of the items you’ve recently viewed.
    Amazon browsing
    Once on your browsing history page, delete each item one at a time.
  2. If you keep a wish list on Amazon, I have discovered that it offers a “Don’t spoil my surprises” option for the wish list feature by keeping bought items marked as “un-purchased”. See how at Amazon.
  3. To avoid spoiling the surprise by a gift waiting on your doorstep with images of the contents, order from one of the merchants that allow pick up at the store, (Wal-Mart, Best Buy and Apple are some of the stores that offer this option). Another option is to ship deliveries to an alternate location. Ask if personal deliveries are allowed at your workplace, or ship to a family member, friend or trusted neighbor. Also, FedEx has a feature to hold your delivery at the nearest FedEx location for pickup (and it’s free!). More information can be found at the FedEx website.
  4. Close your email and social media accounts when your computer is unattended.
  5. Use a separate credit card, bank account or gift card to purchase for your partner.
  6. Keep pop ups at a minimum:
    • delete your browser history by deleting your cookies. Google “how to delete cookies on (Mac, Firefox, Internet Explorer, etc.).
    • use Google Chrome, Firefox, Safari or Internet Explorer as browsers. Google Chrome allows you to search the web “incognito”; Safari and Firefox call it “Private Browsing; Explorer calls it “InPrivate Browsing”
    • control ads on your iPhone, iPad or iPod Touch. Go to settings>Privacy>Advertising
    • Digital Ad Alliances’s AdChoices button  AdChoices Button at the top of corner ads, could limit the number of ads. More information can be found at http://www.youradchoices.com
    • Opt out of ads: For Microsoft go to: http://choice.microsoft.com/en-US  for Google go to: www.google.com/policies/technologies/ads

Finally, install a good ad blocker. Adblocker Plus is a free, customizable browser extension that blocks banners, video ads, and pop-ups, and prevents companies from tracking your browsing data. It’s available for Firefox, Safari, Chrome, and Internet Explorer, as well as Android.

Now you’re prepared to shop online privately.  If you need more help, perhaps you can take “Intro to KGB Clandestine Operations” at your local community college.

Letters to Santa (Merry Christmas)

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Everyone needs a little help sometimes. Even Santa Claus.

It’s a busy time for Santa, with making the last of the toys, checking his list, checking it twice and making sure that all of the nice children receive a gift. We won’t even talk about packing the sleigh and delivering them all! In between the hustle and bustle, Santa reads all of the letters he receives and, for the children of Hardin County, he makes certain they receive a response.

For many years, he has asked Lisa, his friend (and mine), to assist him in getting his letters sorted and delivered before his visit on Christmas Eve. Lisa, our former post master, always finds the time to help. The past few years, a few of us have helped, too.

Santa enjoys the children’s letters so much, he thought others may, too, and asked me to share some of them with you. Sometimes the writing made us smile; sometimes the pictures did. A few of them tugged at our hearts. We hope you enjoy them as much as we did.

Wishing you a Merry Christmas and a blessed New Year!
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chimney

atsan

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hunter

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everything

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love_santa

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hawaii

daddy

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